Pension Credit

What is Pension Credit?

Pension Credit is an entitlement for people aged 60 or over living in Great Britain. This could mean extra money for you every week. Pension Credit guarantees everyone aged 60 and over an income of at least:

  • £124.05 a week if you are single
  • £189.35 a week if you have a partner

Also, if you or your partner are 65 or over you may be rewarded for saving for your retirement, up to:

  • £19.71 if you are single
  • £26.13 a week if you have a partner

If you apply for Pension Credit and are eligible, you may receive a payment backdated for up to 3 months from the day you were first entitled to the date you first applied.

To apply for Pension Credit, you must be at least 60 or within four months of your 60th birthday. It does not matter if your partner is under 60.

From 6 April 2010 the State Pension age for women will gradually start to increase from the current State Pension age of 60. The age from which people can get Pension Credit will increase in line with this. You can find out the age at which you will be entitled to Pension Credit and State Pension by entering your date of birth in the State Pension age calculator

We use “partner” to mean your husband, wife or civil partner, or the person you live with as if you are married to them or as if you are in a civil partnership with them.

To apply for Pension Credit call 0800 99 1234

Lines are open Monday to Friday between 8.00am - 8.00pm