Flood Re is a not-for-profit initiative to help people who live in flood risk areas to obtain affordable home insurance:

  • Joint UK Government and Insurance Industry initiative.
  • Collects annual tax from every home insurer in the UK each year, which contributes to a centrally managed fund.
  • Takes on the responsibility of flood risk policy from insurance companies.
  • Reimburses insurers from the central fund when a valid claim is made.
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